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SERVICE EPP INDUSTRY STANDARD
Discount Rate (%) On Each Transaction FIXED IN WRITING

1.64% Swiped
2.49% Mail,Telephone and Internet transactions
FLOATING RATES Determined By Volume
Monthly Statement Fees Only $10.00 Per Month $10 - $20 Month
Minimum Monthly Fees No Minimum Fees $25 - $35 Minimum
Charge Back Fee Only $15 $25 - $35 Per Occurrence
Voice Authorization Fee Only .65 Cents Per Call $.95 Per Call
AMEX Set-up Fee Free With EPP $25 - $50
Shipping Charge Free With EPP $25 - $95
Application Fee Waived $95 - $350 Non-Refundable if Turned Down
Availability of Your Funds 24-48 Hours To Your Business Checking Account 3 - 5 Days
Transaction Charge Only $.25 Swiped or $.30 Keyed $.20 - $.50 Per Transaction
Credit Restrictions Selective Businesses Pre-Approved Very Strict
Home Based / Mail Order 98% Approved Restricted
GORealtime Credit Card Gateway $10 per month and $.20 per transaction $50 per month, and $.45 per transaction
ezshoppingcarts.com Free Shopping Cart NO transaction fees or product limits. $35 per month, plus a percentage of total sales.